Additional Products
Home equity solutions for every need
From our flagship Home Equity Investment to traditional financing, find the option that fits your goals.
Our flagship product
Home Equity Investment (HEI)
Access up to $600,000 of your home's equity with no monthly payments, no interest, and no income requirements. Settle when you sell, refinance, or buy back.
Learn moreFlexible revolving credit
HELOC
Borrow what you need, when you need it, and pay interest only on what you draw. Distinct draw and repayment periods give you flexibility over time.
Learn moreReplace and access
Cash-Out Refinance
Replace your current mortgage with a new, larger one and receive the difference as cash — potentially securing a lower rate than your existing mortgage.
Learn moreFixed and predictable
Home Equity Loan
Receive a lump sum against your equity with a fixed interest rate and predictable monthly payments over a 5–30 year term.
Learn moreCompare all four
A side-by-side look at how each option works.
| Feature | HEI | HELOC | Cash-Out Refi | Home Equity Loan |
|---|---|---|---|---|
| Monthly payments | None | Interest-only on draws | Yes | Yes |
| Interest | None | Variable | Fixed | Fixed |
| Income requirements | No | Yes | Yes | Yes |
| Funds delivered as | Lump sum | Revolving line | Cash-out lump sum | Lump sum |
| Repayment | At sale / refinance / buyback | Draw + repayment periods | New mortgage term | 5–30 year term |
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