How It Works
From application to funding in four steps
A Home Equity Investment lets you convert a portion of your home’s equity into cash — without monthly payments, interest, or income requirements.
What is a Home Equity Investment?
A Home Equity Investment (HEI) lets you access a portion of your home’s value as cash today. Instead of charging interest, the investor receives a share of your home’s future change in value when you settle — by selling, refinancing, or buying back — up to the term of your agreement. You keep living in your home and retain full ownership.
The Process
Four straightforward steps
Application
Complete a short online application in under 2 minutes.
A soft credit check gives us a first look with minimal impact to your credit score.
Valuation
A licensed appraiser assesses your home’s current value.
Professional valuation typically takes 1–2 weeks to establish an accurate market value.
Approval
Review a personalized offer with clear, transparent terms.
All fees are disclosed upfront — no hidden costs, no surprises before you accept.
Funding
Receive your funds with no monthly payments to make.
Settlement happens later — when you sell, refinance, or buy back — up to the term of your agreement.
Key Benefits
What you get with an HEI
No monthly payments
Access your equity without adding a monthly bill to your budget.
No interest
You share a portion of your home’s future value change instead of paying interest.
No income requirements
Qualification is based on your home’s equity, not your income.
Flexible use of funds
Use the money for virtually any purpose that matters to you.
You keep your home
You retain full ownership and continue living in your home.
Ready to access your equity?
Get your free, personalized estimate in less than 2 minutes. No obligation, no impact to your credit score to start.